Feb 02

Car Loans are Great Financing Solutions

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For many people, getting a car loan in Guelph is a great way to finance the purchase of a new or used car in Guelph. A car loan makes it possible for people to buy the right cars for their needs – right when they need them – by ensuring that customers have access to money that they can use to buy those cars. There are different types of car loans – and not everyone will qualify for the same car loan or financing programs. However, getting a car loan is often a very wise decision for car buyers.

Here are a few reasons why we like car loans so much:

Get a better car now

When customers are able to use a car loan to finance their cars, they are able to get a safe and reliable car now, without having to wait until they have saved enough money for such a car. Getting a car loan helps to ensure that customers have some flexibility in terms of what they are able to spend on their cars, which means that instead of getting a lower quality car now with cash, customers can get a higher quality car that they will commit to repaying over the period of the car loan. Many of our customers are amazed at the cars they are able to get with low monthly loan repayments.

Improve your credit score

Getting a car loan will also help to improve your credit score as long as you repay the loan on time and in full. By being able to get and repay a car loan, you will show to future lenders that you are financially responsible and committed to making wise financial decisions. Down the road, you will qualify for higher loan amounts and lower loan rates because of this commitment.

You can refinance

If you find that you must get a bad credit car loan in Guelph, you can always refinance that car loan down the road as your credit improves. Refinancing can help you to lower your monthly loan repayments and may help you to save a significant amount of money over the long-term period of the loan.

Contact us today for more information about car loans or to find out what kind of loan options you may qualify for. We are always happy to help our customers get the best loan arrangements for their needs with each and every loan we deliver.

Jan 06

5 Notable Reasons in Buying Used Cars

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Cars play an important part in our lives. It helps us get fast to where we want, feel comfortable in traveling even to far places, and be more productive in doing our daily tasks and activities. Before, not all of us are privileged enough to buy the vehicle we want so we just use our imagination to acquire our dream car but now owning one is EASY. You don’t have to go far, dream high and save a lot to be able to buy a high-quality car, you can now own a vehicle by buying a USED car in government car auctions. Wide selection of used cars in Guelph can bee seen in government car auctions and since they want to dispose these vehicles fast, they usually sell used cars at a very low cost even up to 60% off the original price.

There are many reasons why used cars are preferred by most individuals wanting to have their own vehicle and several of them are the following:

1.) Buy at a cheap cost
- Used cars in government auctions are sold for up to 70% off the price of a brand new hence helping us save money so we can use it for other important things. Choose carefully the best quality used car on car auctions and make an estimate on how much it is worth.

2.) Pay low Insurance
- Used cars in Guelph have lower insurance payment compared to brand new cars so you can still save money by buying a second-hand vehicle.

3.) Cars depreciate fast
- A car’s value depreciates after about 2 to 3 years and brand new cars are out modeled immediately by new ones. Because of this, it is impractical to buy a new car because after about a year you can buy it at a lower cost and still most probably look the same. Highly sought-after models can now be yours at a much affordable price.

4.) Used cars are easy to research.
- Specifications and other details about a certain model can easily be researched on the internet and this can help you get an idea of how much you should prepare for possible repairs of the type of car you desire to buy. You can find great deals online where you do not have to pay for high monthly installments.

5.) Customize the car as you desire.
- The used car in Kitchener you bought can be transformed into whatever you look you want by buying additional accessories. You can decide what to buy and how you want your car to appear. The money you save from buying a new car can be used in customizing the used car you bought.

Article Source: http://EzineArticles.com/3743221

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Dec 07

Buy Your Used Car the Smart Way

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When it comes to buying a used car in Kitchener, there’s buying a used car – and there’s buying a used car the smart way. We’ve worked with many customers who ask us for advice about buying a used car – including advice about budgeting for a used car and advice about how to find the right used car for their needs. We’re always happy to help our customers get the best used cars the smart way and look forward to ensuring that they are completely satisfied with their purchases. If you are in the market for a used car, we’d love to share these tips with you. Here’s a short list of tips for buying a used car in Waterloo…the smart way:

Make sure it’s been inspected

For some people, it may seem obvious that one should only buy a used car after it has been inspected. However, from our experience, we’re surprised by how many of our customers never even consider the importance of an inspection. Believe it or not, so many of our customers trust that when they buy a used car from a dealership or from a private seller that the seller of the used car is being honest about its condition.

We’re pretty inspired by how trusting our customers are – but we want to encourage them to get an inspection anyway – even when they trust their seller. It’s not always the case that the used car seller is concealing a problem about a car, but we’ve often found situations where sellers are not even aware of a negative situation with a car. For that reason, it’s so important for buyers to only buy a used car after the car has been inspected.

Look for a warranty

Believe it or not, it is possible – and even recommended – that buyers get used cars that have warranties. A used car that has a warranty will come complete with peace of mind. While we work hard to ensure that every used car that we sell will be durable for years to come, the warranty that we attach to every used car in Waterloo helps to ensure that we will cover the cost of repairing used cars that do run into unexpected snags.

You’re in control of financing

We urge all of our customers to investigate their financing opportunities and to remember that they are in control of financing. By looking for the best financing opportunities, our customers be sure that they get the best rates and financial arrangements when they buy their cars. We’re also pretty sure that our customers will be impressed with the opportunities that we offer.

Contact Marden Motors today for more information about our used cars in Kitchener or to get started finding the right used cars for your needs now!

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Nov 10

The Advantages of Quality Used Cars

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Are you considering buying a car? Are you haunted by the question whether you should buy a pre-owned car or a new one? To make correct decision, you have to know the pros and cons of pre-owned cars.

To buy used car in Guelph proves to be an intelligent alternative under many circumstances. Used cars are almost like new ones if you choose your car with care. Also, you will not run the risk of a new car’s depreciation.

The most prominent advantage of second hand cars is its price. You can get the pre-owned car at a discount of even 40 percent. You can save a considerable amount of money and yet get a great discount car.

Second hand cars have more advantages than people are aware of. Luxurious cars that once seemed unaffordable will easily fit into the budget after the discount. A highly desirable model turns into an affordable car when it is resold.

You can easily get good car insurance on a pre owned car. You do not have to seek too far to buy pre owned car that is almost like a new one. If you happen to be an ace shopper, you can pull off a good bargain.

Usually, used cars are associated with high risk because people cannot rely on their performance. They fear that they will end up spending more money in a bid to repair the pre-owned car. Fortunately, those days are gone. The pre-owned cars available now are in very good condition. In fact, used cars come with best deals and warranties when they are bought from reputed used car dealers in Guelph and used car dealership. These car dealers go through a detailed check and rectify the defects that it may have, so that you enjoy a smooth ride.

Certified used cars in Guelph can be ideal as they may come in perfect condition and with extended warranty. They have the best of both worlds, low price of pre-owned cars and good condition of new cars.

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Oct 12

Why Car Loans Are Good Ideas

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If you are thinking about buying a car but are not sure whether or not to buy a car using a car loan in Guelph, then we are happy to share with you some of the many reasons why we think buying a car with a car loan is a wise choice for many of our customers. When our customers apply for car loans, they are sometimes concerned about issues related to their finances, such as bad credit, the loan amount that they may qualify for, and interest rates. However, there are many other factors that go into determining whether a car loan is right for you.

Here are a few things that you may want to think about when determining whether or not to get a car loan in Milton:

It helps you get a good car now

Many of our customers tell us that they are trying to decide between getting a good car with a car loan or settling for a used car in Guelph that only meets their short-term needs that they can buy with cash. From a safety, long-term investment, and overall quality perspective, we generally encourage our customers to get a car loan that allows them to buy a car that will suit their long-term needs and current lifestyle. We can offer competitive interest rates that will help these customers to keep low monthly loan repayment amounts that they can easily afford – no matter how long they plan to keep the car loan.

You can refinance

One issue that comes up with many of our customers with bad credit is the fact that customers with bad credit generally have to pay greater interest rates and qualify for lower loan amounts. When customers have bad credit, we encourage them to go ahead and get the safe and reliable car – even if it means paying more for their cars now. A few years down the road, paying those loan repayments each month will result in a higher credit score. With that higher credit score, they can refinance their car loans in order to save money down the road – but they’ll still have that safe and reliable car.

It’s easy

Getting a car loan is not as easy as some people might imagine. In fact, getting a car loan can be done in the same day that you apply – and you can begin the process from the comfort of your own home or office. Simply complete the credit application online to get started right where you’re sitting!

At Marden Motors, your used car dealer in Guelph look forward to helping you get the best car loan for your needs. Contact us today to get started!

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Sep 08

3 Tips to Help You Make the Right Decisions When Buying Used Cars

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Are you in the market for a used car in Guelph but aren’t sure where to begin with your used car search? Many of our customers have not been in the used car market for several years, which means that they may not be up-to-date with some of the information that is out there regarding used cars. These days, you may be surprised by the features and options that come available on many used cars in Kitchener that may not have been available when you were last in the used car market.

Here are 3 tips to help you make the right decisions when buying used cars – no matter how long it has been since you last bought a used car:

Research financing options

Many of our customers are aware that there are financing options that are available for some used car customers. However, they often believe that these options will not apply to them either because they have bad credit or simply don’t know about what the options entail. We’re happy to let all of our customers know that we provide financing opportunities for all of our customers, including those customers with good and bad credit. There are many financing options that our customers may also be able to take advantage of, such as used car loans, trade-in opportunities, and special programs. Contact us for details.

Research the market

Especially if it has been awhile since you last bought a car, it’s important that you take time to research which options are available in the marketplace. These options will help you to determine what features come with used cars, how you can best use those used cars for your specific needs, and more. Contact us to test drive any of the used cars on your short-list or visit our online inventory to get a good overview of what used cars are currently available and of the features included in those used cars in Milton.

Always get a warranty

Many of our customers are surprised when we encourage them to get warranties on their used cars. They think that if a car is used, it is ineligible for a warranty. However, thanks to our warranty department, all of our customers should get warranties for their used cars that will maximize their peace of mind.

At Marden Motors, you used car dealer in Guelph look forward to helping you get the right used car for your needs – and making sure that you know what is available. Contact us today to get started with your used car search!

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Aug 04

Use Our Web Site to Learn More About Our Used Cars

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In this modern technology age, we have found that an increasing number of our customers have turned to our Web site to learn more about the cars that we have in our used car lot and about the services that we offer through our dealership. We are proud of our Web site and would like to take a moment to tell you more about the features that you’ll find on it that may help you to find and buy the right used car in Guelph for you:

Inventory Search

One of the most popular sections on our Web site is our used car inventory search feature. We frequently upload photos and details about our used cars in order to make it possible for our customers to shop for their used cars online from the comfort of their homes. We maintain this inventory regularly, but we also encourage customers to call if there is a particular car that they want but do not see in the inventory. After all, you never know when a new used car in Kitchener has just rolled onto the lot and might be waiting for you!

Financing

If you will need financing for your used car purchase, then you can get started online. Our safe and secure online credit application makes it easy for you to apply for financing from the comfort of your home or office. Simply complete the credit application and submit it. One of our lending agents will then review your application and contact you for more information. This is one of the best and simplest ways to get started shopping for a used car in Milton because you’ll quickly find out how much of a loan you are eligible to receive.

Warranty

We offer a warranty with all of our used cars. Information about this warranty can be found online so that you can learn more about the features you’ll get whenever you need to.

Specials

We are proud to offer regular special rates and programs on our used cars. These specials and rates may include low interest rates, zero percent down payments, special features with the purchase of a used car, and more. We list these specials on our Web site, so check back frequently to see if there is a special that you are interested in.

Contact Marden Motors, you used car dealer in Guelph today for more information about how to use our Web site or to schedule an appointment to test drive a used car of your choice.

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Jul 13

How Financing a Car can Improve Your Credit

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If you’re like many people, there are always ways that you can improve your credit. Whether you want to boost your credit history or raise your credit score, it’s important to pay attention to your long-term finances by improving your credit as much as possible today.

Believe it or not, buying a car through financing is one way to improve your credit. When you finance a car, you will be taking out a loan from a lender, such as our dealership. As you pay back the loan, you will be building a credit history that shows that you have been financially responsible and capable of repaying your Guelph Car loans.

However, if you are unable to repay your car loan, then your credit could suffer. Therefore, we recommend only taking out a car loan if you are certain that you will be capable of making a long term financial commitment to repay the car loan amount.

In order to repay the car loan amount, you will need to develop a budget. The budget should be based on your current income and projected income. For example, if you currently work, but are planning to have a child in the near future and will not work during that time, it is important to take that lower income into account.

The reason that planning your budget is so important when you take out a loan is that you will have to make monthly payments in order to pay off the loan. These monthly payments may last for many years. If, for any reason, you are unable to make a monthly payment, this missed payment will reflect poorly on your credit history. After several missed payments, the lender may repossess your car as well.

However, as long as you are able to make those monthly payments and can show that you have a history of financial responsibility, taking out a car loan can improve your credit history drastically. Future lenders, such as a mortgage lender, will see that you have been able to take out a sizable loan and repay it. This history of being able to repay a loan may help you to get a lower interest rate on future loans. It may also guarantee that you can take out a larger loan amount.

For more information about how financing the purchase of a car can actually improve your credit score, contact one of our financing experts today.  We’re always happy to help you get better credit and drive away in a reliable new or used car.

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Jun 06

How Credit Impacts Used Car Loans

Car Loans Guelph, Used Car Dealer Guelph, Used Cars Kitchener 1 Comment »

If you are in the market for a used car in Kitchener, then chances are also good that you are in the market for a used car loan. A used car loan will make it possible for you to afford to buy a used car. However, not all individuals will qualify for the same kind of used car loan. Therefore, it is important to determine what kind of loan you qualify for during the used car shopping process so that you can be sure that you can actually afford to buy the car of your choice.

One of the most important factors in determining whether or not you will be able to afford the used car of your dreams is your credit history and your credit score. Here’s some important information you need to know about credit:

It’s a Record

Your credit is a record of the financial decisions that you have made during you lifetime. Your credit will not go away. Therefore, the financial decisions that you make will all be tallied into your credit report. In the event that you make a bad financial decision or come across bad financial times, that will be reflected in your credit history. Your credit score is an accumulation of all of the financial decisions you have made.

Bad Financial Decisions Decrease Your Score

If you make a bad financial decision or fall under circumstances that negatively impact your credit, then your credit score will take a hit. However, it is possible to improve your credit score with careful financial planning and decision making, such as taking out a loan to buy a car.

There Are Ways to Improve Your Credit

No matter where your credit is – good or bad – you can always improve it or maintain it. One of the best ways to improve your credit is to take out a loan that you then pay off, such as a car loan in Guelph. You can also stay in the same residence for a longer amount of time, get a stable job, or pay off debts. Having a good credit score and credit history will help you to have a lower interest rate and higher loan amount on your used car loan.

There are many different options that may be available to you when it comes time for you to get a used car loan in Guelph. Contact Marden Motors, you used car dealer in Guelph today for more information about the used car loans that you may get!

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May 03

Getting a Bad Credit Car Loan May Save Your Credit Score

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Did you know that getting a bad credit car loan in Guelph may actually save your credit score? We know it may seem a little backward, but it’s true! And when you think about all of the factors that go into creating your credit score, it actually makes perfect sense. Here’s why:

Your credit score is a basic report of your credit standing. That credit standing is established based on your credit history – or all of the financial decisions that you have made. The better the financial decisions, the higher the credit score. Therefore, by making wise financial decisions, you’ll have a higher credit score and a stronger credit history.

However, there are so many factors that go into making a credit score, that financial decisions alone don’t necessarily account for 100 percent of your credit history or score. For example, you job and address may also make a significant difference. And, if you’re like many people and transfer locations because of a job, your credit score might actually suffer because of those transfers.

So what can you do if you have found yourself in a situation in which you have bad credit? Well, first, you can remember that you’re not alone. Many of our clients have bad credit through no fault of their own – or through fault of their own that they are now ready to remedy.

If you’re ready to turn your credit around so that you can start to develop a good credit history and increase your credit score, you can get started by doing all of the things that people with good credit do. One of the first things you can do is take out a loan and then repay that loan on time each month.

A car loan in Guelph is a great way to begin to rebuild your credit. When you take out a bad credit car loan, you’ll not only be on your way to owning an asset that can increase your wealth, but you will also have a very practical tool that you will be able to use every day to get to and from work, school, the grocery store, and more. Plus, that car loan will help to show future lenders that you are capable of being financially responsible.

Remember: even if you take out a bad credit car loan in Guelph  today, you can always refinance that car loan down the road as your credit improves. Therefore, taking out a bad credit car loan is a win-win situation on all accounts and will set you up to have a better financial situation down the road!

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